Here’s a list of Insurance Providers in the United Kingdom that will be happy to quote you for your mobile or static caravan, RV and motor home needs:
Caravan Wise, requires that some sensible precautions are taken with you caravan while it is insured with them. For single axle units they want you to use a hitch lock and a wheel clamp when it is detached from the tow car and if you have a double axle or high value unit they require that you add an alarm as well. There is a discount available for taking these precautions.
The offering from Caravan Wise is quite comprehensive when you consider that you can for standard premium rates, for a unit up to ten years old, avail of new for old provided you cover it for the current list price of a new replacement.
You get 180 days of European cover as standard which is very necessary if you take it to the continent. In addition use by family and friends is also covered and you have the option of adding full awning cover at the same rate as the caravan.
Contact: 100 Ringwood Road, Walkford, Christchurch, Dorset BH23 5RF, UK. Tel: 0800 328 2084 or 01425 280078 may be cheaper for mobile users.
gocompare.com are available to assist with your touring caravan and static caravan insurance. The will also help you in finding cover for trailer tents and folding caravans as well as awnings and tents.
Sage Insurance will be happy to hear from you and will offer you a discount provided you are aged over 50 years. The offer 12 years new for old cover and cover against vandalism which won’t affect your no claims discount. If you opt for their gold cover level you get unlimited cover in the European Union. Your van is also covered if you lend it family or friends.
Discounts are available for storing the caravan on an approved site that has achieved the CaSSOA Gold Award and also for fitting an approved, proactive tracking device that is on their list.
Contact Saga Services Limited, Middelburg Square, Folkestone, Kent CT20 1AZ, United Kingdom. Tel: 0800 096 4087
Simple Caravan Insurance offers simple and comprehensive cover for touring and static caravans that can be tailored to your needs. They offer three comprehensive levels of insurance that can be adjusted to meet your needs and circumstances and they are members of the national caravan council. Some of the usual options are available to you when it comes to paying. You can use your debit or credit card to pay up immediately or use a direct debit where you will be protected by the direct debit guarantee given by the banks and building societies.
Contact: 0844 557 4741 – This line is charged to you at 5p per minute.
The Caravan Club provides many benefits for members including offering the largest touring caravan insurance scheme in the UK. One of the clear advantages of working with the club is that you are dealing with people who fully understand the needs of caravanners and motorhomers. They offer competitive premiums and any profits generated are re-invested in the club for the benefit of the members. Standard and super cover are offered which for instance include new for old up to five years for standard and up to 15 years for super.
Apart altogether from the insurance aspect of the club, everybody should consider joining this or another club in order to avail of the many offers available. Clubs tend to operate or recommend camp sites, provide booking services and offer advice on all manner of things that will be of interest, whether you travel long distances or like to stay near home. Have a look at my Caravan and Camping Clubs resource page for some more information about what is available in the way of clubs in your area.
There is a wealth of very useful information available from this club and they are always happy to chat with you.
Contact: The Caravan Club Limited, East Grinstead House, East Grinstead, West Sussex RH19 1UA, United Kingdom. Tel: 01342 326 944
Tourer Select offer competitive prices without the need to sacrifice the key cover you need. They gave been insuring caravans for over 40 years and have a range of discounts which reward caravan owners who are careful about their property. Using good up to date security measures and secure approved storage will earn up to 50% discount with this insurer.
Contact: Tourer Select, Southgate House, Southgate Street, Gloucester GL1 1 UB, United Kingdon. Tel 0845 071 1000
Towergate Insurance have been in business for over 35 years and specalise in caravan insurance. Caravan Magazine have awarded them “Best Local Call Center ” and they are experienced in insurance for touring caravans, static caravan, trailer tent and folding caravans. They describe themselves as Europe’s largest independently owned insurance intermediary. They are focused on keeping their prices as low as they can and the have a team in place to help you to get the correct level of insurance.
Boat Insurance is also included so if you are one of the many caravan owners who takes to the water as well as the road they may well be worth contacting.
Contact: 0844 346 3302
Caravan Insurance Comparison
The internet has made it possible for new companies to offer insurance deals by examining the market and by creating systems on their websites which you can use to compare deals from different insurance companies. You can use this instead of or as well as shopping around yourself and doing your own comparisons in the market.
One such company that I came across recently, having joined twitter, is Caravaninsurancecomparison.org. You simply complete a one page form and they hunt down the best deal for you from over a hundred providers.